I believe I have told you, some time in the past, that I am trying to sell my home. Just as F and I decided not to go down that road that would wipe out my credit score, thankfully, we got an offer to rent. We jumped on it. The Tenant has moved in. He was very anxious to move in. He called and had all the utilities switched over before we even signed the papers. I was a tad concerned about him, not someone I would most likely rent my adorable little house to(he wanted to re-paint the front door BLACK, who paints their door black???), but we need the money. So it's rented. Before we signed the papers I called AAA to change the policy to reflect that it's now a rental property. "We don't do that." Huh??? AAA doesn't do rental property policies? I was dumbfounded. I called F right away. He did not share my shock. "Start calling around then." Um, ok, that's no help. So I Googled. Then I called. If I don't have to talk to people on the phone, that's what I prefer. I'm one of those people that looses all train of thought on the phone. You'd never know I was college educated. Anyway, so far, I've had 2 places tell me "YEAH SURE NO PROBLEM!" and 2 places tell me they'll only insure the secondary property(the rental) if they already hold the insurance on the primary property. And the car. And my first born. Ok, maybe not that last part, but you get the idea. Are rental properties that much of a risk that nobody really wants to insure them? I just find it very odd. And several places don't get what I want (see above) they think I'm the renter and I want renter's insurance. It's very frustrating. I want my little home properly insured. Can I tell you how amazingly hard it was to see someone else's stuff in my house? On my deck? In the garage? He wanted to rip all my flowers out too. Oh holy goodness. I realize it was amazingly over grown, but really, there are all kinds of flowers in there! F thinks I'm a freak because I want to drive by and see what he did to the yard.
Anyway, my insurance hunt continues. If any of you have any experience on this, let me know.
And tell me how a good Land Lady acts, because seriously, I wanted to clean all his stuff, it was kinda dirty.
And cheap looking.