Friday, April 29, 2011

My New Theme Song

Seriously, minus the hand down the pants, the video games, and the sex with a girl (not that there's anything wrong with that) this is my new theme song.

Thursday, April 21, 2011

What F Said

I’ve mentioned it before, F talks in his sleep, A LOT. Sometimes he rambles on in the Homeland Language, so I never understand him, but I try to remember how it sounded so I can ask him what it meant in the morning. But other times, when he talks, it is crystal clear English, and I’m all over that. Once, he growled, “God Damn it DH!!” That freaked me out a little bit. He has said other things as well. “Come you guys!!!” “You guys are ASSHOLES!!” “Is that going to work for you?” In most instances when I remember to ask him about it in the morning, he doesn’t remember what he was dreaming about. There are other times when I can’t tell if he is whimpering or giggling.
Last night he hissed, “You’re a FUCKING idiot!” I was pretty sure that even though he was mere inches from my ear that statement was in no way directed at me.

Granted, he’s not as funny as this guy, but I find it entertaining all the same.

Wednesday, April 06, 2011

Rental Reduex

This week our Tenant informed us that his hours have been severely cut at his job and he will no longer be able to rent from us. (I'm not completely sure I believe this because not too long ago Tenant informed F that Tenant's mother was seriously ill and he was hoping to get her house when she died. As far as we know this hasn't happened yet. But that is who Tenant is moving in with.)The end of May will be his last month. F thinks that maybe Tenant was hoping we would offer to reduce the rent. The rent that isn't even covering the full mortgage payment. That is not going to happen. This of course then spurred the discussion between F and I about what to do with said house. I personally am done being a landlord. I am highly concerned about who will end up being the next Tenant. What state the house will be in with current Tenant and what the state could potentially be in with the new Tenant. In other words, I want to sell it. Selling it of course would be taking a MASSIVE hit on it and would mostly result in us "finishing" paying on a house we no longer possess. F is decidedly against this. Which I of course understand. But I currently feel that paying on a mortgage on a house we no longer own is better than the tension and stress caused by being a landlord. To me, being done with that is worth making a monthly payment. I do realize it would be a waste of money. But I also realize that the roof on the rental needs to be replaced. And that the "sewer" backs up EVERY February when the snow starts to melt and the rain starts to come. We've replaced the washer and the dryer. I just, I just don't want to do it anymore. F wants to continue to rent the house out. I want to sell. F thinks that doing background checks and whatnot will insure a better class of renter. I'm not sold on that idea one bit.

I, no, WE do not need the added stress of trying to figure out what to do about this. There are so many other things going on with us right now that we really don't need more.

****NEW INFO****
I called my mortgage company and after 3 transfer was given to Jeremiah in Liquidations.  When I posed my question to Jeremiah; "If I sell my house and don't get the amount that is still owed on it, what will happen then?"
Jeremiah: "That amount will be forgiven."
Me: "I'm sorry? Forgiven?"
Jeremiah: "Yes. It is not your fault after all that the market crashed. Few homeowners know about the Debt Reduction Act that Bush enacted before he left office in 2007."
Jeremiah then went on to tell me to SELL SELL SELL!!! He was amazed that we were getting the amount of rent that we are getting. He was shocked at how "little" of the difference we were making up.  Then he told me again, "Sell now. Put it on the market NOW. I doubt you will get a tenant in there for the same amount you are getting now."
The conversation continued in the same vain for about 20mins, but it that was the gist of it.
So, assuming everything works out the way we hope, F and I will no longer be landlords!!! PRAISE BABY JESUS!!! I can not tell you how happy that will make both of us. F even wants us to sell our house and move somewhere "better". I personally don't think that is necessary, but we'll cross that bridge if we get to it.
SO if you know anyone who has done this, please let me know. I want to know if it is as scott free as it sounds.