Remember when I told you our Tenant moved out and we decided to put the house up for sale? Well, we
did that. I’m crossing my fingers right
now and spitting as I turn three times in a circle because we are currently: “Sale
Pending”. We listed the house at the beginning of June at $59,900. We dropped it $10 grand each month-ish. The offer came in when the price was listed
at $39,900. The offer was $30,000. I
asked if the “buyer” was willing to go higher, and it came back at $32,500. So there you have it people, I paid $130,000
five years ago (right before the market started to tumble) and I am selling for
almost $100,000 less than what I paid for it. Thank you Mortgage companies who
made hinky deals for years, thank you so much for crashing the housing market
and screwing me twice.
Ahem. Now that the purchase agreement has been finalized it
is up to our Lawyer to convince the Mortgage company to “forgive the
debt” so I don’t have to pay taxes on the difference between what I owe,
$108,000ish and what I am selling it for, see above, I can’t bring myself to
type it again. Thankfully the Buyer
knows that the sale is dependent on the Mortgage Company agreeing to the sale
price, so we shouldn’t lose the sale
because of a long process with the Mortgage Company. To be honest with you, I would be willing pay the “income taxes”
on the difference just as long as we get rid of the house. We need to be done with my little house. This needs to be completed by the end of
2012. I know that some Mortgage companies drag their feet for up to six months.
Please Lord no. So please keep your digital fingers crossed
for us that this is a quick and painless process. Pray that the Mortgage Company has come to its
senses and now understands that they don’t want to lose the sale. Foreclosure
really isn’t an option for me because it kills my credit score for about
10years. So, yeah, come on Mortgage Company!!!!
On top of all this the Insurance Company has decided NOT to
renew the policy on the house because it is no longer occupied as per the policy.
So yeah, I need to get my ass in gear and find an insurance company that is
willing to insure a vacant property for less than an arm and a leg by October
12. This is very distressing for me in
ways I cannot even explain because if the house burns down without insurance
coverage we are completely screwed in so many ways. But I fear that because there are so many
vacant properties out there the Insurance companies have wised up and are no
longer in the business of insuring them. Unless of course you are willing to
become their slave. I am not willing to be a slave. However I do see that in
the long run a short period as a slave may be well worth it in order to get the
house sold.
Oh, did I mention that F’s vehicle is now leaking
anti-freeze? Yep. No A/C, a window that
won’t go up, and leaking anti-freeze. I know, it could be worse, even though we
did just shell out $1,700 bucks this spring to have the head gaskets replaced.
We need to drive this car until it dies. But it seems to be dying much faster
than we anticipated.
Also? We think Puppy is developing Separation Anxiety. Ever
since the “Cone of Shame” she barks, whines, cries and BARKS every morning when
I leave. I cannot tell you how much this breaks my heart. She has eaten her crate beds, ($35 EACH) and a
regular pillow that she was allowed to lay on.
She has bent the bars on her crate, and has managed moved the crate
across the floor by several feet. She has chewed on her little water dish that
is attached to the side of her crate. She has peed on her crate bed.
F and I are beside ourselves with worry. We are hoping that
once she realizes that the cone of shame is gone she will revert back to
normal. I of course fear the worst. That
we have mentally messed up our little Puppy and we will have to medicate her
each day so she doesn’t end up hurting herself. Again, please Lord; No.
It is times like these when the title of this entire blog is in
full force, garish neon lighting truth.