Monday, January 09, 2012

Sailing along in a Whirlpool…

  “Hurry up and Wait.” 
I remember when my sixth grade music teacher announced to us new sixth graders that is was going to be the way of the world from here on out. Even at the all-knowing age of 13, this concept dawned anew, yet very wise to me.  You tend to forgot this, when you are waiting for 45 minutes in a paper gown on crinkled paper atop a pleather table, or on hold with the electric company; but I think if we kept it in mind during these moments it would help alleviate some of our blood pressure issues.
My most recent case of “Hurry Up and Wait” pertains to the Short Sale of my house.  Things were sailing along rather smoothly despite the Mortgage Company and their feet dragging ways or the buyer deciding they needed to be an LLC and the Mortgage Company saying no.  We had moved past that. The Mortgage Company came with an offer, PAY US MONEY for the next five years and we’ll call it good. I, in need to be done with this, was ready to jump at the offer as is. Our Attorney, (and F) decided it would be best to go back to the Mortgage Company with our pockets out and the lint dangling from our elbows as we croakedly asked, “Please Sir, can you make it less?”
Fine, less out of our pockets is a good thing. I agree. But time is of the essence here, and all this back and forth takes TIME. Lots and LOTS of time.  Mortgage Companies move SLOWLY, even when it comes to collecting your money. Just read the news about how far behind they are on foreclosures, at least a year.  So I was settled in for a long wait. Our Realtor had told us at the onset of the process that the minimum was six months.  We are at month FOUR from the ORGINIAL offer.  On October 19th  the Original Buyer decided to be an LLC. We then moved through changing names and resubmitting the NEW Buyer offer to the Mortgage Company. New Buyer appeared on October 28th.  That puts us at TWO AND A HALF months. As opposed to SIX.  Am I wrong that I started counting over when we had to change names? That took time.  Plus the Original Buyer took a little trip out of the country and papers weren’t getting signed or notarized, and that was a cluster.  So here we are, two and a half months later, after THREE major holidays, and the “Buyer” Original or New I am not sure, is “(g)etting antsy.” So says the Buyer Realtor.
Seriously dude?  Now I know I thought your realtor was kinda flaky, but I at least figured since she made such a show of how many short sales she was juggling she would have told you that this takes time. Months of time.  Apparently, I was correct in my judgment of her lack of sense.  I gave her too much credit.  Silly me. I do have a problem when it comes to going with my gut instincts. It has been an issue I have struggled with since childhood.  That aside, I truly do hope the ants get out of your pants, or I may be suing you for mental anguish if you pull out of this sale. I cannot take much more of this.
Patience is a virtue. 
Please have some of both.

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